Many people are struggling these days just to stay afloat financially. Unfortunately, this spells bad news for a lot of credit scores. If your credit has hit rock bottom and you need some help cleaning it up, read on. Below you will find some of the most common questions answered, which can help get you [...]

Education is empowerment. The pen is indeed mightier than the sword and knowing your rights against harassing collection calls could not only save you stress and aggravation, but possibly some pocket change. If you’ve ever been late with a credit card payment you understand how aggravating collection calls can be. Most of these cold call [...]

The Collection Problem Collections are one of the most onerous credit repair issues, more prone to reporting errors than any other type of account. And there is a good reason for this. Unlike most other types of accounts collections change hands, in some cases often and repeatedly. This fact alone increases the probability of error [...]

There is an unfortunate stroke of luck and you have engrossed yourself neck-deep in bad credit. Credit repair seems to be the need of the hour. You need a dolphin-jump to free yourself from the shackles of bankruptcy and you are out of ideas. You are loaded with bank notices and warnings. How do you [...]

In the wake of the financial crisis and the collapse of the housing market, bankruptcy filings have risen dramatically. Despite the fact that bankruptcy was made considerably more difficult by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, by late 2008 bankruptcy rates had returned to pre-2005 levels. This means that there are [...]

When there were people suffering with problems during economic crisis time and most people are finding it difficult avoiding going into debt. Like most people, we probably have our fair share of debt and expenses. When these two sources of spending are not properly managed, we can easily end up with debt problem. It should [...]

Although bankruptcy usually attached with bad stigma and is publicly advertised, it should always be considered when dealing with individual insolvency cases. Bankruptcy is seen as the last medicine in healing your debt. It is seen by others as the “only way” to escape the ever-constant demands for payment by bill collectors and credit companies [...]

Identity theft happens when someone uses your personal information without your permission to commit fraud or other crimes. Identity theft happens when someone uses your personal information without your permission to commit fraud or other crimes. Here are some important things you can do to reduce your chances of becoming a victim: Do More than [...]

Visit GoFreeCredit.com for copies of your credit report and credit score and to learn more about how to improve this very important number. Because of Identity theft, a man is forced to work in fish food restaurant and where a pirate suit. He and fellow scallywags sing about it.

Visit GoFreeCredit.com for copies of your credit report and credit score and to learn more about how to improve this very important number. www.christhecreditguy.com Repair Bad Credit and Raise Credit Score. Free Online Video Series w credit expert Chris The Credit Guy. Fix credit score and fix bad credit and increase credit score. This video [...]